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Restructuring & Recovery

We can help with:

  • Individual Voluntary Arrangement (IVA)
  • Personal Insolvency Arrangement
  • Debt Settlement Arrangement
  • Negative Equity Solutions
  • Bankruptcy
  • Company Voluntary Agreement (CVA)
  • Corporate Restructuring & Advisory
  • Turnaround Management
  • Administration
  • Liquidation

Debt Restructuring and Recovery Solutions to end all financial distress.

The sooner you talk to us, the sooner we can put your mind at ease.

Over half a million businesses in the UK and Ireland are struggling financially amid soaring inflation, energy prices and the rollback of government Covid-19 supports. With this unrelenting pressure on cashflow due to factors outside of their control, we have seen an increasing demand for restructuring and recovery advice. It is important to remember – you are not alone and there is help available.

Facing financial difficulties is never easy, but our support is focused on finding the best solution for you.

We were in a really bad place. Our years of hard work, profitable businesses, reputation, were all going down the drain and no one seemed to care!

FPM were different! Their ability to get to the heart of the issues, understand complexities of our case, negotiate on our behalf and create a solution beyond our highest expectations, blew us away.

We are now back to doing what we do best with rapidly growing businesses and meeting significantly further demand.

When you or your business is in financial difficulty, it’s important to react quickly – to assess your options and tackle the problem head on. Our Debt Restructuring & Recovery Specialists, made up of licenced insolvency practitioners and personal insolvency practitioners, are qualified to act in both Northern Ireland, the United Kingdom and Ireland. What’s more, our innovative solutions and landmark deals have been branded Game Changers in Debt Recovery by experts.

Advice you can Trust

Appointed on over 1000 cases across Ireland and UK, we offer a range of debt restructuring and recovery solutions for the benefit off all stakeholders that are tailored to your specific needs. Whether you’re dealing with a distressed situation or looking to close down a solvent company, our local experts in Belfast, Dublin, Newry, Dungannon and Mallusk are on hand with the expertise to assist you.

Debt Restructuring & Recovery Options specific to Northern Ireland and United Kingdom include:

  • Administration
  • Company Voluntary Arrangement
  • Restructuring Plan
  • Liquidation
  • Receivership
  • Members’ Voluntary Liquidation
  • Individual Voluntary Arrangement
  • Bankruptcy

Debt Restructuring & Recovery Options specific to Ireland include:

  • SCARP / Examinership
  • Liquidation
  • Receivership
  • Members’ Voluntary Liquidation
  • Personal Insolvency Arrangement
  • Debt Settlement Arrangement
  • Bankruptcy

Debt Advisory Options include:

  • Independent Business Review
  • Options Review
  • Turnaround Management

Closing Solvent Companies

If you’re a shareholder or director looking to cease trading or close down a solvent company, there are two options to consider: Members Voluntary Liquidations (MVLs) or Strike Off.

For companies with minimal remaining assets, few creditors, and no significant tax matters, strike off may be the appropriate choice. This is a quick process, and if there are no objections, the company can be dissolved within two months of the application.

On the other hand, an MVL is suitable for companies with substantial cash or physical assets to be distributed to shareholders. This option offers tax efficiencies and ensures that the assets are distributed as quickly as possible. Our experienced liquidators will handle all matters related to the MVL, including payment of creditors, while providing peace of mind to directors and shareholders.

Business Rescue and Recovery

If your company is in financial distress, it’s crucial to seek assistance as early as possible. This allows us to explore various options for rescuing and recovering your business. Our solutions may include refinancing, selling the business through accelerated mergers and acquisitions (AMA), implementing moratoriums, creating new restructuring plans, considering Company Voluntary Arrangements (CVA’s), or utilising the advantages of pre-pack administrations/administrations. We’ll work closely with you, the directors, shareholders, and all stakeholders to determine the most suitable solution that maximises the outcome for all parties involved.

Formal Insolvency

When a company becomes insolvent, meaning its liabilities exceed its assets or it is unable to pay its debts on time, it’s essential to understand the implications as a director. Your responsibilities shift from the shareholders to the creditors. In such cases, formal insolvency processes are available.

Administration is a formal insolvency procedure aimed at rescuing the company as a going concern. The appointed Administrator can trade the company and market its business and assets for sale. If a going concern sale is not feasible, the Administrator will wind up the company’s assets for the benefit of creditors.

Liquidation becomes the typical outcome when a successful turnaround is not possible. This involves either Court Liquidations or Creditors’ Voluntary Liquidations (CVL’s). The Liquidator’s duties include realising the company’s assets, assisting creditors and employees, settling tax affairs, conducting statutory investigations, adjudicating creditor claims, and distributing funds.

Personal Insolvency

If you are personally dealing with debt and financial worries, there are various options available to you. Our licensed Personal Insolvency Practitioners (PIPs) and compassionate team will provide clear explanations and guidance on the best course of action. We understand the uncertainty you may be feeling, so don’t hesitate to reach out to us as soon as possible.

Our Advisory Service

Whether you’re a struggling company, concerned creditor, or stakeholder worried about financial losses, we’re here to help. Our advisory service covers a wide range of solutions, including business restructuring, refinancing, recapitalising, accelerated mergers and acquisitions (M&A), and more. We can also assist directors to ensure they fulfill their duties responsibly and avoid potential personal liabilities.

For creditors and stakeholders, we offer support with debt recovery and provide advice on strategies for maximising recoveries. Additionally, our team can conduct Independent Business Reviews to assess a company’s financial status and evaluate available options.


Contact us today to discuss your specific situation and find the most suitable solution for your needs.

Providing practical, positive advice and guidance, we help even the most distressed through tough periods and challenges. Whether your company is looking to restructure or cease trade, an individual facing insolvency, or a creditor needing support to recover debts, we can help you identify the most effective way forward.

Our objective is to come alongside you and relieve the pressure by negotiating on your behalf with creditors, HM Revenue and Customs, the Revenue Commissioner and banks. Via our extensive business network we also have access to funding options, if appropriate, such as venture capital, invoice finance and asset-backed lending.

To understand your situation fully, we offer a no-obligation free initial review. Then we work with colleagues who are specialists in everything from tax and assurance to business strategy, so you can be sure you receive all the knowledge and insight to make the right decisions.


Information for Creditors

There are a number of guides for creditors and stakeholders to lead you through the various procedures, these guides are available here

NEED MORE HELP, ASK THE EXPERT...

Gary Digney

g.digney@fpmaab.com